Cask Agency Cask Agency The Cask Insurance AgencyDBFEX Insurance Platform™
Rows of oak whiskey barrels aging in a warm, sunlit rickhouse warehouse

The Cask Insurance Agency

Insurance Platform for the Global Barreled Spirits Market.

"As barrels become financial assets, the DBFEX Insurance Platform™ becomes the infrastructure that powers the market."

Who We Serve

Built for the Spirits Industry

The Cask Insurance Agency specializes in Property & Casualty (P&C) insurance solutions tailored specifically for the spirits industry — covering the people who invest in, store, produce, and finance the world's aging barrel inventory.

As barrels increasingly function as tradable financial assets, coverage has to move at the same speed as the market. That's the gap this platform was built to close.

01 Spirits InvestorsPortfolio coverage for individual and institutional holders
02 Spirits Storage FacilitiesBonded warehouses and rickhouses holding third-party inventory
03 Cask Management CompanyProtecting client assets
04 Spirits LendersCollateral protection for barrel-backed lending books
05 Aging Barrel Inventory & Spirits-Backed AssetsValuation-aware coverage that tracks the asset as it matures
Close-up of a branded oak whiskey barrel head with warm light and rising steam

Our Partnership

Powered by DBFEX Insurance Services

Through its exclusive partnership with DBFEX Insurance Services, Inc., creator of a next-generation specialty insurance platform focused on the global spirits industry, The Cask Insurance Agency offers a barrel insurance program with unparalleled flexibility, control, and customization.

The result is coverage designed around how barrels actually move through the market — from cask to warehouse, from lender to investor — not a generic policy retrofitted to fit.

"The DBFEX Insurance Platform™ becomes the infrastructure that powers the market." Mission Statement, DBFEX Insurance Platform™

Underwriting & Distribution

Backed by an Established Market

Underwritten at Lloyd's

The DBFEX Insurance Platform™ is underwritten by certain underwriters at Lloyd's — the only insurance marketplace of its kind in the world.

Visit Lloyd's

Appointed Agent of CRC Group

The Cask Insurance Agency, Inc. is an Appointed Agent of CRC Group, one of the largest wholesale specialty insurance distributors and underwriting platforms in North America.

Visit CRC Group

Why Cask

Unmatched Flexibility.
Total Control.

Barrel-aged spirits don't behave like typical insured property — value shifts with time, evaporation, and market demand. Our program is built to move with it.

Customizable Barrel Valuation

Coverage that reflects the current market value of aging inventory, not a static purchase price.

Flexible Policy Structures

Programs built around your portfolio — individual holdings, warehouse blocks, or lending collateral — instead of one-size-fits-all limits.

Specialty Surplus Lines Access

P&C placement designed specifically for spirits-industry risk, not adapted from unrelated commercial lines.

Other Insurance Offered

Complete Coverage Beyond the Barrel

Alongside our specialty barrel and spirits programs, we also place the standard commercial lines that protect the rest of your operation. Here are examples of additional coverage you may need:

01 General Liability Insurance for Businesses

General liability insurance is one of the most essential coverages that a business can carry. It protects your company from the financial fallout of common accidents, lawsuits and third-party claims that could otherwise jeopardize your operations.

02 Equipment Breakdown Coverage

Equipment breakdown coverage for business pays to repair or replace vital machinery, computers, and electrical systems damaged by sudden internal failures like power surges or motor burnouts. Standard commercial property insurance excludes these mechanical events, but this coverage adds protection for repair costs, lost income, and spoiled inventory.

03 Commercial Property Coverage

Commercial property insurance protects a business's physical assets—including owned or rented buildings, equipment, inventory, and furniture—from unexpected events like fires, storms, or theft. It often includes business interruption coverage to replace lost income if operations halt due to property damage.

04 Commercial Auto Insurance

Commercial auto insurance protects vehicles owned or used by a business.

05 Workers' Compensation

Workers' compensation insurance is a state-mandated, no-fault system that provides medical benefits and wage replacement to employees who suffer job-related injuries or illnesses.

06 Liquor Liability Insurance

Liquor liability insurance is a specific type of commercial coverage that protects businesses if an intoxicated customer causes bodily injury or property damage after being served alcohol. Standard general liability policies exclude alcohol-related incidents for businesses that profit from drink sales, making standalone policies or specific endorsements vital.

07 Product Recall Insurance

Product recall insurance is a specialized business policy that covers the direct financial costs of removing a defective, contaminated, or dangerous product from the market.

08 Spoilage and Contamination Insurance

Protecting against losses from spoiled or contaminated products is the essential role of spoilage and contamination insurance for distilleries. This type of insurance provides coverage for losses like loss of inventory, loss of income, and additional expenses incurred to replace or repair the affected products.

Locations

Where We're Located

With offices across the U.S. and the U.K., our team supports barrel-backed insurance programs wherever the spirits market takes us.

Scottsdale, AZ

7835 E Evans Road, Suite 300
Scottsdale, AZ 85260

Nashville, TN

3200 West End Avenue, Suite 500
Nashville, TN 37203

Lexington, KY

3499 Blazer Parkway, Suite 330
Lexington, KY 40509

Edinburgh, UK

Westpoint, 4 Redheughs Rigg
South Gyle, Edinburgh
Lothian Region EH12 9DQ

London, UK

New London House, 6 London Street
London, Greater London EC3R 7AD

Contact

Ready to protect your barrel portfolio?

Whether you're insuring individual holdings or an inventory of thousands, our team can walk you through coverage built for the spirits market.

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