The Cask Insurance Agency
Insurance Platform for the Global Barreled Spirits Market.
"As barrels become financial assets, the DBFEX Insurance Platform™ becomes the infrastructure that powers the market."
Who We Serve
Built for the Spirits Industry
The Cask Insurance Agency specializes in Property & Casualty (P&C) insurance solutions tailored specifically for the spirits industry — covering the people who invest in, store, produce, and finance the world's aging barrel inventory.
As barrels increasingly function as tradable financial assets, coverage has to move at the same speed as the market. That's the gap this platform was built to close.
Our Partnership
Powered by DBFEX Insurance Services
Through its exclusive partnership with DBFEX Insurance Services, Inc., creator of a next-generation specialty insurance platform focused on the global spirits industry, The Cask Insurance Agency offers a barrel insurance program with unparalleled flexibility, control, and customization.
The result is coverage designed around how barrels actually move through the market — from cask to warehouse, from lender to investor — not a generic policy retrofitted to fit.
"The DBFEX Insurance Platform™ becomes the infrastructure that powers the market." Mission Statement, DBFEX Insurance Platform™
Underwriting & Distribution
Backed by an Established Market
Underwritten at Lloyd's
The DBFEX Insurance Platform™ is underwritten by certain underwriters at Lloyd's — the only insurance marketplace of its kind in the world.
Visit Lloyd'sAppointed Agent of CRC Group
The Cask Insurance Agency, Inc. is an Appointed Agent of CRC Group, one of the largest wholesale specialty insurance distributors and underwriting platforms in North America.
Visit CRC GroupWhy Cask
Unmatched Flexibility.
Total Control.
Barrel-aged spirits don't behave like typical insured property — value shifts with time, evaporation, and market demand. Our program is built to move with it.
Customizable Barrel Valuation
Coverage that reflects the current market value of aging inventory, not a static purchase price.
Flexible Policy Structures
Programs built around your portfolio — individual holdings, warehouse blocks, or lending collateral — instead of one-size-fits-all limits.
Specialty Surplus Lines Access
P&C placement designed specifically for spirits-industry risk, not adapted from unrelated commercial lines.
Other Insurance Offered
Complete Coverage Beyond the Barrel
Alongside our specialty barrel and spirits programs, we also place the standard commercial lines that protect the rest of your operation. Here are examples of additional coverage you may need:
01 General Liability Insurance for Businesses
General liability insurance is one of the most essential coverages that a business can carry. It protects your company from the financial fallout of common accidents, lawsuits and third-party claims that could otherwise jeopardize your operations.
02 Equipment Breakdown Coverage
Equipment breakdown coverage for business pays to repair or replace vital machinery, computers, and electrical systems damaged by sudden internal failures like power surges or motor burnouts. Standard commercial property insurance excludes these mechanical events, but this coverage adds protection for repair costs, lost income, and spoiled inventory.
03 Commercial Property Coverage
Commercial property insurance protects a business's physical assets—including owned or rented buildings, equipment, inventory, and furniture—from unexpected events like fires, storms, or theft. It often includes business interruption coverage to replace lost income if operations halt due to property damage.
04 Commercial Auto Insurance
Commercial auto insurance protects vehicles owned or used by a business.
05 Workers' Compensation
Workers' compensation insurance is a state-mandated, no-fault system that provides medical benefits and wage replacement to employees who suffer job-related injuries or illnesses.
06 Liquor Liability Insurance
Liquor liability insurance is a specific type of commercial coverage that protects businesses if an intoxicated customer causes bodily injury or property damage after being served alcohol. Standard general liability policies exclude alcohol-related incidents for businesses that profit from drink sales, making standalone policies or specific endorsements vital.
07 Product Recall Insurance
Product recall insurance is a specialized business policy that covers the direct financial costs of removing a defective, contaminated, or dangerous product from the market.
08 Spoilage and Contamination Insurance
Protecting against losses from spoiled or contaminated products is the essential role of spoilage and contamination insurance for distilleries. This type of insurance provides coverage for losses like loss of inventory, loss of income, and additional expenses incurred to replace or repair the affected products.
Locations
Where We're Located
With offices across the U.S. and the U.K., our team supports barrel-backed insurance programs wherever the spirits market takes us.
Edinburgh, UK
Westpoint, 4 Redheughs RiggSouth Gyle, Edinburgh
Lothian Region EH12 9DQ
Contact
Ready to protect your barrel portfolio?
Whether you're insuring individual holdings or an inventory of thousands, our team can walk you through coverage built for the spirits market.
- Phone (480) 944-0866
- Email info@caskagency.com
-
Office
7835 E Evans Road, Suite 300
Scottsdale, AZ 85260
Send Us A Message
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